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>> Home > Tags > insurance

Bournville Illuminated Regatta by Captain-Steve Chief Petty Officer   Posted: 2 days ago
HI ROB does Bournville cover insurance for sailing on open days or whats the arrangements

Cabin detail part 5 speed control & compass by BOATSHED Fleet Admiral!   Posted: 11 days ago
What do you mean when you say you will inspect it for real this weekend. Where are you going to find a REAL RAF Crash Tender. I didn't think there were ANY left in existence. I have seen MTB 102 several times and spoken to the crew of that day and when I asked could I come on board to have a look around, they always decline saying sorry insurance will not cover us for that.

PS Waverley by Wingcoax Sub-Lieutenant   Posted: 3 months ago
The local water company were responsible for my cellar flooding and "drowning" my "Sea Queen", they said to claim off my home insurance. Along with loss of all my dark room equipment and my radio control gear and sundry other kit it came to over a thousand pound. It took over three months to sort out.

1/24 crew figures by Westquay Fleet Admiral!   Posted: 4 months ago
My friend lived in a very similar house in Suffolk, dating back to the 14th C. He couldn't afford the cost of thatch insurance, so had it redone in second hand pegtiles. Looked lovely. We had to burn 25 tons of old mucky thatch that had lived under the corrugated tin for years. All in one long weekend! Martin

Tony O by RNinMunich Fleet Admiral!   Posted: 4 months ago
"Thus spoke Zarathustra, Harbinger of Doom and Gloom" Martin: if any youngster with a glimmer of interest stumbles across this site and immediately sees in 'Latest posts' comments such as Quote "F*** em all" and "My attitude, as ever, has to revert to "F*** 'em all", do you really think that that is encouraging? There are glimmers of truth in what you say BUT mis- and overuse of smartphones / I-Pads etc etc can be restricted by the use of apps designed for just that purpose. Apart from the fact that the parents (to a lesser extent perhaps also the grandparents) of course have a major guiding role in such matters. Or should have! And don't come with the old chestnut that the kids today can get around such apps. If that's really the case then leave 'em alone to go on to make their millions writing software, designing games or hacking banks and insurance companies! 😁 Those are the extreme exceptions though. As long as 'WE' live WE will not witness the death of model boating! Oh! and BTW: just because someone has other interests and a different attitude to life to your apparently somewhat blinkered one (e.g. w.r.t. 'woodies' versus functional working boats and ships), e.g. angling, does not mean he is a moron. That said it doesn't surprise me at all that you had no luck trying to start a club. Lighten up a bit and 'Live and Let Live'. Nevertheless, all the best, Doug😎

Blackpool and Fylde Model Boat Club by unknowndna Seaman   Posted: 5 months ago
From April to October, weather permitting, you will find members enjoying scale boat and sailing sessions from 18:00 until sunset generally on Tuesday,Thursday and Sunday evenings weather permitting., (Parking is easy in the adjacent car park and free after 18:00). 24 Hr Parking is free on both sides of the adjacent road "Inner Promenade" Come along and have a chat and maybe have a go yourself. Membership for 2017 remains at £10 per annum and includes insurance ! The yachting members sail mainly Dragon-force, RC Lasers and Victoria Yachts also hosting National events attracting large turn outs to the scenic location. More recently the club have use of the newly re-furbished park building positioned next to the lake complete with high quality kitchen and other facilities. The building is already used to support sailing open events and regular opening times are now a real possibility with the support of Fylde Borough Council. The active scale model section attends shows often by invitation across the North West supporting charity fund raising events for the Life Boat service and others.

Spektrum, new, useless... by onetenor Fleet Admiral!   Posted: 6 months ago
Westie if you want more "OH"s I think my namesake Mantua Models have some. Re unglazed ones if you get a look at them before you buy there should be a little ridge inside that the "GLASS" sits on. If you cut your glazing material carefully--- A sharp tube is best to cut it with. A drop of canopy glue secures it well. Re insurance etc. I was hit behind the eye on the temple by a model weighing less than half a pound. A low speed bipe at that. It hit at an angle from behind & I was almost knocked out by it. A strong breeze took it off course. Anything bigger could have killed me I think. Quite a few planes went adrift that day with the wind strength what it was. 15 -18 MPH I think it was. No harm was done luckily Therefore I would have insurance from one source or other. Bring back MAP👍

Spektrum, new, useless... by Westquay Fleet Admiral!   Posted: 6 months ago
No power, no parks, no public, no weight. If however I had any of those, I WOULD insure. I once saw a pylon racer scream out of the sky and go THROUGH a lovely clinker built dinghy. THROUGH, mind you and into the mud tother side. Clean as a whistle., A few months later, a very happy dinghy owner was showing off his fully repaired and revarnished/painted small craft, thanking the unfortunate flyer for his wayward kite as he'd got a full rebuild off the insurance. That, not THAT long ago, was the 5 quid a year MAP insurance. No questions, no faffing, paid up a treat. Now if I were flying those projectiles, or anything that fast and that heavy in public I would insure. Now see what a clever circling back to boats I've done there Cheers, Martin

Spektrum, new, useless... by pmdevlin Fleet Admiral!   Posted: 6 months ago
very good points all, particularly Norman. Some artf models, foamies mainly, are far from that, I know, I've had some. So take for example a popular brand in small hobby shops, dynam. They make very good models, on a budget. They are ready to fly, once the receiver is in there. £120 ish gets a nice model, with something like a 5 foot span, so it can be big. Last one I had, after pre assembly checks, because I knew this would happen, motor firewall was loose, prop was on backwards, spar for wings needed attention as it didn't fit, some of the wires where labelled wrong, and the wheel retracts where both damaged by over tightening. I knew what to look for, but a novice Dad and Lad, buys a birthday present, assembles, goes to local footie field, and the inevitable happens. No range check, because they don't know about this no pre assembly checks no experience, or help (which is the benefit of a club) no insurance when the model crashes into the carpark and damages a car (ive seen this) Sorry, Ive taken this thread way off topic, so wont carry thsi on, apologies to the thread starter!

Spektrum, new, useless... by Haverlock Fleet Admiral!   Posted: 6 months ago
Do you NEED insurance to fly a model airplane no. Should you have it YES. Its not very long ago a teenager was killed in Dartford. You may take the position that this was a large(ish) model yours will be smaller. While I cannot locate a reff. I have a memory of a story relating to a child killed by a .049 powered model. This was many years ago. Your idea of a foamy probably being to light to do much harm sounds good until you consider how much mass it holds in ballast. Remember the energy of a moving object is given by 1/2 MV^2. If you have a flying site which is remote from other people and privately owned so there are no members of the public around then again your probably good to go. If however there are chances of other members of the public around then its foolish to take a risk which is not needed.

Spektrum, new, useless... by Westquay Fleet Admiral!   Posted: 6 months ago
I haven't heard of that over here, Doug, but it sounds like something I would consider, as it covers more. Last time I tried I couldn't get any sense out of the brokers at all. One couldn't even understand what a "model aircraft" was! Didn't exactly fill me with confidence that I'd end up with anything usable. I think if the British Model Flying Association was still the Society of Model Aeronautical Engineers I would be far more likely to approach them, but the BMFA can go to hell with its naff logo too. Still don't see where chucking a foamy off a deserted cliff needs insurance! And boats, round here? Nah. This is Fenland, Nothing and nobody. You need CAA permission for heavy kites over here too. Anything over 11Kg, I think, or a certain size. My old chum built a 1/4 scale Tiger Moth, with a 35cc petrol engine in it. He also has a 1/4 scale Stampe. Huge things. Martin

Spektrum, new, useless... by RNinMunich Fleet Admiral!   Posted: 6 months ago
Most sensible folks these days have personal 3rd Party insurance, not just the obligatory car insurance! Like all insurance; if you ain't got it you will one day need it, if you've got it nowt will happen. Sod's Law 😲 Just look for one that covers operating RC models, or at least doesn't exclude it! Some insurers (here at least) offer it as an 'add on' for a peanuts annual premium. That's what I did here in Germany, 3rd party All Risks. Costs about €60 per annum but is not just for models. Would also cover me if I accidentally caused a disaster in a supermarket or whatever. Don't need any model club or association membership. Cheers, Doug 😎 The rise in premiums probably comes from the escalating costs of reparation, legal fees and exorbitant awards made to the 'injured party'. An unfortunate trend spilling over from the US. E.g. hundreds of thousands for folks who dry their poodles in a microwave just because the manufacturers instructions didn't explicitly say not to do that! According to new ATC laws here any flying model weighing 5kg or more has to have a fireproof plate fitted with full name and address. Above 20kg you need ATC approval.

Spektrum, new, useless... by pmdevlin Fleet Admiral!   Posted: 6 months ago
Five pounds will buy nothing now so it’s a bit silly comparing this. You could buy a bag of chips for 25p and a new bike for £25 but it all has no relevance. I’m sure you can get your own insurance but £3 a month is hardly expensive given the legal cover medical cover third party and public liability cover available. I never mentioned toy boats or yachts which are obviously slower. I don’t actually know any dedicated private model boat lakes where public have no access so there is always a risk. Insurance is all about the risk. That’s what you cover. I bet pretty much the majority of model boaters have no insurance but that doesn’t mean it’s right. Planes are another matter and I believe anybody flying without insurance is reckless irrespective of how long he has been doing it. The risk is greater

Spektrum, new, useless... by Westquay Fleet Admiral!   Posted: 6 months ago
You're painting a worst case picture. I'm not against insurance as such, just the expensive nonsense after years of a very reasonable 5 pounds a year with MAP. Why couldn't whoever bought out MAP keep with the insurers. Things go up, sure, but 5 quid to 34? Where did that come from? I don't want to join a club, any club. Why can't I get insurance on my own account? It's stinks of a con to me. And as for insuring a model yacht or effectively a glorified toy boat, that's going too far. I don't do fast boats, not interested. And frankly, if Johnny has his hands in the water of a dedicated model boat pond, that's his parents look-out. If he puts his foot on the road in front of a cyclist he gets no protection. How did we ever manage to become enthusiasts in the good old days when we could sail anywhere and not worry about it? Martin

Spektrum, new, useless... by pmdevlin Fleet Admiral!   Posted: 6 months ago
you don't have to join a club . BMFA (British model flying association) will take none club members, you join as a country member. You don't actually have to take the proficiency test, but most clubs insist on it. Not only does it demonstrate a basic understanding, and basic competency of flight, electric, ic, petrol or free flight, its also an understanding of caa rules and safety. There is also the LMA (Large model association) which also carries public liability insurance. Flying without insurance just isn't worth the risk, imagine, on a nice hillside, nobody around, up on a thermal, and the tx fails, the soarer comes down, (anywhere as there is now no control) and hits an animal, or worse, a walker, would the £34 for a full year public liability insurance still seem expensive when you are hauled in court facing prosecution and possible imprisonment? Same with an rc boat, particularly a fast one, receiver packs in, boat is out of control, and little jonny has his hands in the water as it hits the bank, still don't think insurance is worthwhile? I bet a lot of people insure their mobile phone for more than £34 a year, by the way, Im sure BMFA insurance also covers other rc disciplines 👍