I think that the hobby of building or assembling model boats is very similar to the build vs assemble in the model airplane world. Some people just want something to take out and fly on the weekend. There have been very similar ready to sail boats for a number of years, the Atlantic tug, and the similar fishing boat, and a very large number of racing boats. Many of the tugs and fishing boats get modified to be more scale like, as do the scale ARTFs.
In assembling a large scale computer printed model, the goal seems to be how accurate a model can be to its prototype, rather than how accurately you can build it. At first, a number of fittings were available, not a lot different from the metal fittings that had been available for a long time, but more accurate to a particular model. But increases in equipment size and programming skills have made it possible to build, in some cases, an entire ship. A lot like building the 1:200 Titanic kit from the new kit, yet there are those selling more detail parts for that kit, down to plating and rivets, so on it goes.
It reminds me of the discussion of Fiberglass vs built up hills in the old days.
I guess the key issue is what the modeler wants - a museum piece to display, or something a little lessor to operate, or a very accurate model you built yourself.
In the world of the average scale modeler, I feel the same about people who can invest in a lathe and who have machining skills. I doubt that I will ever do that. But I have used a drill to use some level of ‘machining.’
I started out when a carpenter on a construction site cut a point on a piece of 2x4, drilled mast holes in it and stuck cardboard sails on it, for my own “Santa Maria.” It sailed, and for my early age it was great.
But for years I have also collected plans, and have built kits, from scratch in wood, and plastic kits. I doubt that I will ever build a whole computer printed model, just like I will never fly an ARTF Spitfire.
I could say it is all the modeller's choice, and there is no harm - but we are losing the local hobby stores, which I used to love. But we were already losing them before 3D printing due to large online suppliers, etc., so that is another problem.